Business Loan
Fuel your business growth with smart capital—fast approvals and flexible structures.
Power your business ambitions without slowing down.
Working capital, equipment, expansion—structured lending to match your business cycle.
WHY CHOOSE PARV
Key advantages of our Business Loan
Working Capital
Bridge short-term gaps in your operational cash flow.
Equipment Finance
Fund machinery, tools, or tech infrastructure.
Expansion Ready
Open new branches, hire, or enter new markets.
Overdraft Option
Pay interest only on what you use, when you use it.
PROCESS
Your step-by-step journey
STEP 1
Business Assessment
Share turnover, vintage, and business type.
STEP 2
Eligibility Check
We assess GST, ITR, and bank statement data.
STEP 3
Submit Documents
Business KYC, financials, and registration docs.
STEP 4
Credit Appraisal
Underwriting and bank/NBFC offer selection.
STEP 5
Disbursement
Funds directly to your business current account.
LOAN TYPES
Choose the right fit
ELIGIBILITY
Who can apply
Business Vintage
Minimum 1–2 years of operating history required.
Annual Turnover
Minimum ₹10 lakh turnover for most lenders.
GST / ITR
Regular filing improves eligibility and rate.
Bank Statements
6–12 months of healthy banking activity.
DOCUMENTS
Keep these handy
Ready to apply for your Business Loan?
Starting at just 12.0%–18.0% p.a. — get your personalised offer in minutes.