Micro / Group Loan
Small loans, big impact—empowering grassroots entrepreneurs and self-help groups.
Empowering communities one loan at a time.
Small-ticket, group-guarantee loans for micro-entrepreneurs, SHGs, and first-time borrowers.
WHY CHOOSE PARV
Key advantages of our Micro / Group Loan
Group Guarantee
Joint liability group means no individual collateral.
No Credit Score
First-time borrowers with thin files are welcome.
Weekly EMI Option
Flexible repayment aligned to weekly income cycles.
Rural Focus
Designed for semi-urban and rural microenterprises.
PROCESS
Your step-by-step journey
STEP 1
Group Formation
Form a group of 5–20 members (JLG / SHG).
STEP 2
Group Training
Financial literacy orientation by our field staff.
STEP 3
KYC Submission
Individual Aadhaar and PAN from all members.
STEP 4
Loan Appraisal
Field visit and group assessment by our team.
STEP 5
Disbursement
Funds disbursed to individual or group account.
LOAN TYPES
Choose the right fit
ELIGIBILITY
Who can apply
Group Size
Minimum 5 members forming a joint liability group.
Age Criteria
Members aged 18–60 years.
Income Activity
Any legitimate income-generating activity.
Residence
Stable residence in the area for at least 1 year.
DOCUMENTS
Keep these handy
Ready to apply for your Micro / Group Loan?
Starting at just 14.0%–22.0% p.a. — get your personalised offer in minutes.