PARV Financial Services
PARV
Financial Services
✦ PARV FINANCIAL SERVICES

Gold Loan

Unlock instant liquidity against your gold—same day disbursement, lowest rates.

Apply For A Loan →EMI Calculator
✦ GOLD LOANS

Turn your gold into instant cash—safely and swiftly.

No income proof, no credit score required. Just bring your gold and walk out with cash.

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Same Day
Disbursement
₹50L
Max Amount
Up to 3 yrs
Tenure
Gold Loan illustration

WHY CHOOSE PARV

Key advantages of our Gold Loan

No Income Proof

Gold is the only collateral needed—no salary docs.

Same-Day Cash

Walk in with gold, walk out with funds.

Secure Custody

Your gold is insured and kept in bank-grade vaults.

Partial Release

Release gold in parts as you repay the loan.

PROCESS

Your step-by-step journey

Check Eligibility

STEP 1

Bring Your Gold

Visit our office with your gold jewellery.

STEP 2

Gold Valuation

Expert assay for purity and weight assessment.

STEP 3

KYC Submission

Submit only PAN and Aadhaar.

STEP 4

Loan Offer

Receive best LTV offer from partnered lenders.

STEP 5

Disbursement

Cash or bank transfer within the same day.

LOAN TYPES

Choose the right fit

Emergency Funds

Emergency Funds

Medical, travel, or urgent cash requirements.

Business Liquidity

Business Liquidity

Bridge working capital gaps using your gold.

Agricultural Needs

Agricultural Needs

Seasonal farm inputs and equipment purchase.

ELIGIBILITY

Who can apply

Gold Purity

18–24 carat gold jewellery or coins accepted.

Age Criteria

Any Indian citizen above 18 years of age.

KYC Only

Just PAN and Aadhaar—no income proof required.

Loan-to-Value

Up to 75% of gold market value as per RBI norms.

DOCUMENTS

Keep these handy

KYC DOCUMENTS
PAN Card
Aadhaar Card
Recent passport size photo
INCOME PROOF
No income proof required
Gold jewellery / coins to be pledged

Ready to apply for your Gold Loan?

Starting at just 7.5%–9.9% p.a. — get your personalised offer in minutes.

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